HSBC Advance Deluxe Rates | Mortgage Rates | HSBC

 


Monthly payments calculated below are based on loan amount of $424,101
These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.
Rates as of . Rates shown are for California only; for current rates available in other states, please call 844.231.8154.

 

Terms

Rates*

Points*

APR%*

Monthly Payment*

 
Adjustable Rates**

5/1 ARM (30yr)

 

7/1 ARM (30yr)

 

10/1 ARM (30yr)

 
Fixed Rates

15yr

 

30yr

Call 844.231.8154 or

Request a callback

Learn more about Advance Deluxe Mortgages


1 To be eligible for an Advance Deluxe Mortgage, you must: (A) be an Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balances must be fully funded before the closing of the mortgage loan. To learn more about the Advance relationship requirements contact an HSBC branch or call toll free at 844.374.9016.

2 Option to reduce closing costs through higher interest rates.

3 Discounts and loan amount depend on specific program and may require certain Advance balances, reserves, equity and automatic payment from an HSBC U.S. Advance checking account.

* Explanation of Terms

Annual Percentage Rate (APR) and Monthly Payment
The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. Assumptions: The APR and Monthly Payment calculation is based on a loan amount of $424,101 for the purchase of an owner occupied property, a down payment of 20%, closing costs of $1,300.00 plus points shown above, 15 days of prepaid interest and an interest rate with a 60-day lock period.

**The APR interest rate and monthly payment shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after the initial fixed rate period per the terms stated in your adjustable rate note.

Current rates
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Examples:

5/1 ARM Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 60 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 300 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 60 months.

7/1 ARM Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 84 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 276 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 84 months.

10/1 ARM P&I Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 120 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 240 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 120 months.

15yr Fixed Jumbo Advance Deluxe: The total repayment term for this fixed rate loan is 15 years or 180 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

30yr Fixed Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.

To download the Reader to your computer, click the Adobe button. Get Adobe Reader (Opens new window)

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

Welcome back!

Please select the product you applied for to resume your application.

RETRIEVE AN EXISTING APPLICATION

Go to Top